Home Smart Employee Benefit Program
Frequently Asked Questions

What is the Mission of the Program?
The Mission of the Home Smart Employee Benefit Program is to offer organized access to information, education and complete services consumers need in order to make wise and informed decisions about refinancing or purchasing a home or investment property.

What is the need for employees?
Over the last five years, the real estate market has created an environment where home-related financial concerns and opportunities are foremost in our employee’s minds. These important issues have created a need for organized, accurate, timely information as well as education of the mortgage process.

How Do Employees Benefit?
This program increases the short term and long term financial wellness of employees by promoting sound investment principles and by providing accurate and reliable information and resources.

What will the Program cost my Company?
The Benefit Program reaches all employees and is available at no cost to the employer or the employee.

Is this a marketing program?
No. This is a bona fide, comprehensive education and consumer assistance program for employees desiring education and assistance with their mortgage and real estate needs. There is no-obligation or pressure for employees to use the loan services of Home Smart Benefit. Adherence to these standards by Home Smart is what ensures the continuation of the program within the employer.

How long has the program been in existence?
The program is in its third year after a year-long pilot project with a major employer.

What is the enrollment period?
Home Smart Employee Program does not offer an enrollment period for companies or employees. Once the program is part of the benefit package, there are no time lines for accessing the benefits.

How is Home Smart held accountable for the benefit services?
Home Smart Benefit is a DBA of Diablo Funding Group Incorporated, a licensed real estate broker by the California Department of Real Estate number 01183856. According to the San Francisco Business Times, Diablo Funding Group is the largest residential mortgage company in Northern California. Diablo Funding adheres to strict quality standards with regard to the loan process. In addition, all employee information is held confidential and no solicitation takes place in accordance with the Home Smart Employee Agreement.

Who pays for the cost of the benefit services?
All employee benefit services are subsidized by the Home Smart Benefit program and its affiliated professionals.