Home Smart as a Benefit Program for Employers
Companies of all sizes today are struggling with the high cost of benefits. The Home Smart Benefit Program meets this challenge with a complete, in-house Mortgage Resource Benefit Program for employees at NO cost to the employer!

This innovative and practical benefit program promotes employee loyalty by offering a benefit program that can save employees hundreds -- even thousands of dollars on their home mortgages. For some, just finding a way to become eligible to purchase a home can make the difference. Our homes are the most expensive purchases most of us will make in our lifetime. The Home Smart Employee Benefit Program helps take the guess work out of the loan process by equipping the consumer with the information required to make wise and informed decisions.

Home Smart Employee Benefit Program
Frequently Asked Questions

Home Smart as a Benefit Program for Employees
Employees can access Home Smart benefits through web-site communication and email; through monthly workshops; and/or by appointment with a HSBP representative at the convenience of the employee. Major program benefits include:

Periodic educational workshops are scheduled around the Employers work schedules. These programs promote success through understanding one’s credit score, comparing loan programs, revealing the truth about closing costs and the loan process in general.

An Annual Mortgage Financial Checkup – includes a credit report analysis, mortgage and equity analysis, assessment of long term debt planning, encouragement to begin or continue a plan for financial security.

One-on-one loan consultations for questions and inquiries about the loan process.

Pre-approval program for purchasing a property.

Monthly newsletter packed with information about loans and the marketplace.

Access to a professional network of trusted, home-related affiliates.

Periodic, on-site presence if desired by the Employer.

Access to the lowest interest rates and best loan programs available through a multi-state, wholesale brokerage company.

No pressure, no obligation for the employee.